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Rate the Adrian Flux Club Scheme

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Post new topic   Reply to topic    Isuzu Trooper Owners Club UK™ Forum Index -> Trooper, Rodeo, Bighorn, Mu & VehiCROSS insurers / insurance
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Please rate Adrian Flux insurance
Excellent!
26%
 26%  [ 11 ]
Very good
28%
 28%  [ 12 ]
Average
19%
 19%  [ 8 ]
Below par
26%
 26%  [ 11 ]
Total Votes : 42

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CJ
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Joined: 28 Jan 2008
Posts: 213
Location: Bangor, Northern Ireland, UK

PostPosted: Fri Nov 13, 2009 18:51    Post subject: Reply with quote

Tried Flux, they won't cover in Northern Ireland.

They should check their own passports: it's called the United Kingdom of Great Britain and Northern Ireland.  Stunning.
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CJ
1993 Isuzu Trooper 3.1TD Duty 5 Door (Is that 6 doors?)
1994 Mercedes e220 Estate Auto 7 Seater
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PostPosted: Fri Nov 13, 2009 18:51    Post subject: Google Ads keep this community free to join!


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itocuk
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Joined: 29 Apr 2003
Posts: 797
Location: New Forest Border

PostPosted: Fri Nov 13, 2009 23:17    Post subject: Reply with quote

The Laird wrote:
If AF can get it down like that, how much are the making on insurance?!!!!

I believe that AF underwrite their own insurance - effectively, they could give insurance away if they felt it was a good enough risk Rolling Eyes

Not good business, but if they 'cherry-pick' their customers, the money they make on 'non-claims' is more than enough to cover some of their larger discounts.

Don't get me wrong ... I'm not saying this IS the way that AF work, just that they COULD do it that way if they wanted to!

Simon Rolling Eyes
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wayneh
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Joined: 06 Jun 2006
Posts: 622
Location: leicestershire u.k

PostPosted: Sat Nov 14, 2009 14:51    Post subject: Reply with quote

my first renewal from AF was under writtten by NIG, my new qoute is under written with equity red star.it is a bit of a p*** off that they didn't offer me this policy first
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markymoan
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Joined: 25 Jun 2005
Posts: 16267
Location: Naughty Step

PostPosted: Fri Apr 23, 2010 0:59    Post subject: Reply with quote

I have gone with them yet again,
96 LWB 3.2 DOHC auto, only 2 years no claims private (due to being on a trade policy)
£300 wack on for 3rd part f&f but with unlimited milage, off road use, use of other vehicles etc, basicly all the perks of fully comp apart from they wont
pay for mine if its my fault  Smile
I also paid £52 for the full recovery package, £1 a week is mega cheap  Cool
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DAVID's J99P
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Joined: 30 Oct 2009
Posts: 1614
Location: UK's Horse Doping Capital

PostPosted: Fri Apr 23, 2010 21:42    Post subject: Reply with quote

markymoan wrote:
I have gone with them yet again,
96 LWB 3.2 DOHC auto, only 2 years no claims private (due to being on a trade policy)
£300 wack on for 3rd part f&f but with unlimited milage, off road use, use of other vehicles etc, basicly all the perks of fully comp apart from they wont
pay for mine if its my fault  Smile
I also paid £52 for the full recovery package, £1 a week is mega cheap  Cool


So how are you covered for offroad use, if they wont pay out if it's your fault that you've hit a tree or slid thro a stone wall???
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DYLAN
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Joined: 25 Sep 2006
Posts: 5115
Location: Chesterfield, Derbyshire

PostPosted: Fri Apr 23, 2010 23:44    Post subject: Reply with quote

They will pay any damage to 3rd parties but not for the insured vehicle if at fault. Smile
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markymoan
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Joined: 25 Jun 2005
Posts: 16267
Location: Naughty Step

PostPosted: Fri Apr 23, 2010 23:56    Post subject: Reply with quote

X66DAG wrote:
markymoan wrote:
I have gone with them yet again,
96 LWB 3.2 DOHC auto, only 2 years no claims private (due to being on a trade policy)
£300 wack on for 3rd part f&f but with unlimited milage, off road use, use of other vehicles etc, basicly all the perks of fully comp apart from they wont
pay for mine if its my fault  Smile
I also paid £52 for the full recovery package, £1 a week is mega cheap  Cool


So how are you covered for offroad use, if they wont pay out if it's your fault that you've hit a tree or slid thro a stone wall???


If I hit you on a playday then my insurance will cover it, simple  Cool
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DAVID's J99P
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Joined: 30 Oct 2009
Posts: 1614
Location: UK's Horse Doping Capital

PostPosted: Sat Apr 24, 2010 16:36    Post subject: Reply with quote

markymoan wrote:
X66DAG wrote:
markymoan wrote:
I have gone with them yet again,
96 LWB 3.2 DOHC auto, only 2 years no claims private (due to being on a trade policy)
£300 wack on for 3rd part f&f but with unlimited milage, off road use, use of other vehicles etc, basicly all the perks of fully comp apart from they wont
pay for mine if its my fault  Smile
I also paid £52 for the full recovery package, £1 a week is mega cheap  Cool


So how are you covered for offroad use, if they wont pay out if it's your fault that you've hit a tree or slid thro a stone wall???


If I hit you on a playday then my insurance will cover it, simple  Cool


O I didn't realise that play day offroading was a contact sport, so like  TOCA without the tarmac  Shocked
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David ltm47
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gary820
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Joined: 08 Apr 2007
Posts: 2427
Location: Yorkshire

PostPosted: Mon Aug 30, 2010 20:42    Post subject: Reply with quote

Just renewed with them again, they price matched a much better quote then the renewal they sent me  Very Happy
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markymoan
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Joined: 25 Jun 2005
Posts: 16267
Location: Naughty Step

PostPosted: Mon Aug 30, 2010 20:47    Post subject: Reply with quote

Flux rescue just got me home from Buildwas, they didnt mess with sending a van they just sent the flatbed  Cool
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DAVID's J99P
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Joined: 30 Oct 2009
Posts: 1614
Location: UK's Horse Doping Capital

PostPosted: Fri Sep 10, 2010 11:23    Post subject: Reply with quote

It's that time of year for our insurance to be renew'd and Adrain Flux with it's off road cover and the flux recovery package
does at the moment come back most favourable, another bonus is that they understand that the Isuzu immobiliser is real
and it is fitted to the car and it works via the ecu and that it's not made by Thatham but is as good. they also claimed I get a 15%
club discount for being a ITOC member but didn't ask for membership number, got a few other calls to make including the club insurance Wink
It's good to hear a few other members have placed there trust in AF
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David ltm47
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greasemonkey
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Joined: 04 Nov 2006
Posts: 1024
Location: bury st edmunds, suffolk

PostPosted: Fri Sep 10, 2010 20:55    Post subject: Reply with quote

I use flux for all my motors
Vehicross guarenteed pay out of 7k - £380
Frontera B 2.2 dti £225 fully comp protected
both fully covered for all off road events as well
best company for 4x4's i have ever used
cheers
Steve
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tjisuzu
Newbie


Joined: 10 Nov 2010
Posts: 4
Location: South Coast

PostPosted: Wed Nov 10, 2010 23:08    Post subject: Off road insurance Reply with quote

Hi,

Brand new here just bought Rodeo awesome piece of kit. Has anybody ever seen any paperwork from Adrian Flux in relation to their cover for off road? They have stated that they don't provide any written confirmation of the off road cover but that because the initial confirmation was a recorded conversation then you will be covered.

The certificate of motor insurance reads the same as my previous policies for regular 2WD saloon cars or vans I have owned. "excluding use for .......test circuit or off road activity."

I rang and questioned the above but was told that means racing off road. However my problem is, that is not how the policy reads and I don't have any paperwork (paper or e mail) stating anything different.

Are Adrian Flux ok or a bunch of chancers? Has anybody had to use them for an accident either on or off road?

Many thanks.
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markymoan
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Joined: 25 Jun 2005
Posts: 16267
Location: Naughty Step

PostPosted: Thu Nov 11, 2010 1:19    Post subject: Reply with quote

There offroad cover is for private use, it will not cover motorsport, green lanes are fine and so is driving on fields and paying to drive on private property, BUT dont expect your truck to be fixed if you trash it at a playday as I'm sure its 3rd party.
I would phone them again to be sure, and no they aint chancers.
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markymoan
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Joined: 25 Jun 2005
Posts: 16267
Location: Naughty Step

PostPosted: Thu Nov 11, 2010 1:23    Post subject: Reply with quote

Just to add, I ripped the back end off mine at a playsite and they sent recovery no questions asked direct to the site and took me 100 miles home  Cool
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