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Wow! Can NOT believe the insurance quote differences....

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craigdjones83
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Joined: 17 Sep 2012
Posts: 17
Location: The RED Rose County

PostPosted: Tue Sep 25, 2012 10:23    Post subject: Wow! Can NOT believe the insurance quote differences.... Reply with quote

I was contemplating to buy either a Bighorn or a Trooper.

Well the insurance companies have made my decision clear.  I was quoted £690 by the Co-operative (weird as a relative is the head of Business Development lol) on a 1995 Trooper and when I tried to see how much a 1995 Bighorn would cost (knowing it would be a bit dearer due to it being an import), the cheapest I could get it down too was £2350. Confused  Shocked  

You work that one out, is that normal to get fleeced that much for a import? crazy price that is  Laughing  Ive even been quted £1100 for same age Pajero  Laughing Dont worry I won't be driving round with the words W***Ker on my back in spanish or not  Laughing

But on a serious note what are the insurance companies playing at?

Trooper it is for me, sorry Bighorn but its not in my best interest to pay the price of a truck for the insurance.....

Thoughts? anyone?
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PostPosted: Tue Sep 25, 2012 10:23    Post subject: Google Ads keep this community free to join!


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griffter
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Joined: 07 Dec 2010
Posts: 955
Location: west sussex

PostPosted: Tue Sep 25, 2012 11:18    Post subject: Reply with quote

my bighorns bout 300 quid a year
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craigdjones83
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Joined: 17 Sep 2012
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Location: The RED Rose County

PostPosted: Tue Sep 25, 2012 11:24    Post subject: Reply with quote

I only have 4 years no claims and I live in a smack infested area of Wigan (full of thieving gets)....so £690 I must say I kind of happy with, nature of the beast an all....however, wish it was £300 like yours  Laughing

but still why is a bighorn well over a grand difference to insure??? that's a strange one isn't it!?
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griffter
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Joined: 07 Dec 2010
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Location: west sussex

PostPosted: Tue Sep 25, 2012 11:58    Post subject: Reply with quote

its cause insurance companies can!!
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craigdjones83
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Joined: 17 Sep 2012
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Location: The RED Rose County

PostPosted: Tue Sep 25, 2012 11:59    Post subject: Reply with quote

their parasites mate aren't they  Laughing  Laughing
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DYLAN
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Joined: 25 Sep 2006
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Location: Chesterfield, Derbyshire

PostPosted: Tue Sep 25, 2012 15:45    Post subject: Reply with quote

Keep shopping around you will get the Bighorn insurance cheaper than that, And you wont regret it Wink
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craigdjones83
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Joined: 17 Sep 2012
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Location: The RED Rose County

PostPosted: Tue Sep 25, 2012 16:00    Post subject: Reply with quote

Better than £690 with 4 years no claims??? Shocked
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Rhanagar
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Joined: 12 Jan 2010
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Location: Preston, Lancs.

PostPosted: Tue Sep 25, 2012 16:08    Post subject: Reply with quote

How old are you. That could be a factor as well.
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1994 Isuzu Bighorn LWB Mk.II 3.1TD Auto Lotus Edition

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craigdjones83
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Joined: 17 Sep 2012
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Location: The RED Rose County

PostPosted: Tue Sep 25, 2012 16:13    Post subject: Reply with quote

I'm 29 mate, no convictions, no claims....only reason I don't have 6 years no claims is because i had two years off third party fire an theft...my Mrs too is the same but when I put it in her name and me as a named driver it works out cheaper, she is same age as me and the same as my latter
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DYLAN
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Location: Chesterfield, Derbyshire

PostPosted: Tue Sep 25, 2012 16:52    Post subject: Reply with quote

This might sound daft but have you got any older male relatives that drive with a clean licence? If so try adding them as named drivers Wink I think you can add 3 drivers altogether

Also have you tried adding your missus as a named driver on yours?

I say male earlier as i tried adding my mother inlaw (she has bought all the family's young drivers insurance down) and mine went up by £300 Shocked

Also what have you put as your profession? That can make a HUGE difference Wink
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griffter
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PostPosted: Tue Sep 25, 2012 17:07    Post subject: Reply with quote

put profession down as barman works wonders!!!
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craigdjones83
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Joined: 17 Sep 2012
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Location: The RED Rose County

PostPosted: Tue Sep 25, 2012 17:15    Post subject: Reply with quote

I have to put it through as my Mrs truck and so she is the proposer, i have to be a named driver to have it cheapest, but since you say adding good relatives with clean licenses i may give that a go pal, and really "barman"? does that really send your premium down?
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d12
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Joined: 15 Apr 2009
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Location: dublin ireland

PostPosted: Tue Sep 25, 2012 17:36    Post subject: Reply with quote

sex change would be cheaper Laughing  ,i thought you were goin say 17 for age rip off or what
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craigdjones83
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Joined: 17 Sep 2012
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PostPosted: Tue Sep 25, 2012 17:49    Post subject: Reply with quote

"sex change"

Laughing

as the years start topping up I will always be 17  Wink

only 6 years since I've been out the Army and I still think I can TAB up and down every hill around  Smile

Best way to be though, never lose the eye of the tiger  Laughing
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DYLAN
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Joined: 25 Sep 2006
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Location: Chesterfield, Derbyshire

PostPosted: Tue Sep 25, 2012 18:18    Post subject: Reply with quote

Laughing  Laughing  Laughing  Laughing

Don't put barman or you'll be looking at £10k Laughing  Laughing  Laughing  Laughing

Anything to do with the motor trade or public houses will raise it through the roof

anything boring or unemployed might help Wink
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