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Gerry McConaghy
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Joined: 13 Feb 2004
Posts: 18
Location: merseyside
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 Posted: Sun Feb 22, 2004 2:05 Post subject: Sensible Insurance Companies |
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Hello Folks 
Can anyone sugggest any companies that its worth going to for insurance
i'm with osbournes at the mmement , but i think they are tying it on.
Ive got full protected no claims and have been driving for over 20 yrs. Ive got a 93 3.1td lwb irmscher bighorn. ive had it fitted with a cat 2 immobiliser to keep them happy and now even with their £300 excess they are looking over £500 / year fully comp for me and the wife as the only named drivers.
I ve just told them that in order to occasionally reclaim mileage expenses from work i need covering for business use (class B) and they want to add on another 15%......taking me to over £600 / year. Not a happy bunny.
Does this sound excessive compaired to all you out there or am i just becoming paranoid.....
let me know of anyone you would try, use or recommend from personal experience
Ta
Gerry Mc
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newbie -1st time 4x4 owner. just bought a japanese bighorn import |
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| Posted: Sun Feb 22, 2004 2:05 Post subject: Google Ads keep this community free to join! |
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Leo
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Joined: 10 Dec 2003
Posts: 37
Location: Norwich
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| Posted: Sun Feb 22, 2004 3:24 Post subject: |
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Hi Gerry, sorry to hear you're getting stuffed by the insurance companies. Try Liverpool Victoria or Frizzell (they're linked). I've been with Frizz for a couple of years now and am paying £276 fully comp with protected bonus and an excess of £150. I'm pretty happy with that so won't be changing companies in the foreseeable future! Obviously location has a lot to do with quotations, so if I moved back to Liverpool I'd probably get ripped off too! I'd paste a link to an earlier insurance post but I'm not clever enough to do it, but take a look on page 2 at 'Insurance (again!)'.
Hope you get it cheaper somewhere!
Leo.
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'92 Lotus Bighorn 3.1 |
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nate
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Joined: 23 Jan 2004
Posts: 88
Location: south wales
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| Posted: Sun Feb 22, 2004 13:24 Post subject: INSURANCE |
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| HI THERE I'M NOT SURE OF THE CURRENT PRICE, BUT WHEN RENEWED IN AUGUST LAST YEAR. INSURANCE STAYED WITH TESCO INS. AS THEY ONLY CHARGED ME £487 WITH £150 EXCESS. I HAVE 6 YEARS NO CLAIMS. CAT 1 ALARM/IMOB.AND MY WIFE ON THE POLICY AS A NAMED DRIVER EVEN WITH HER ON A PROVISIONAL LICENCE.HOPE THIS GIVES YOU SOME HELP CHEERS NATHAN... |
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roy
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Joined: 10 Dec 2003
Posts: 20
Location: mansfield
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| Posted: Sun Feb 22, 2004 19:35 Post subject: |
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HI
I HAVE A ENGLISH TROOPER 3.1TD I AM WITH TESCO IT COST ME £460 AND I HAVE 8 YEARS NO CLAIMS AND MY WIFE THATS JUST PAST HER TEST ON IT , I HAVE ONLY GOT THE FACTORY FITTED ALARM
ROY |
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jocten
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| Posted: Sun Feb 22, 2004 21:47 Post subject: Re: Sensible Insurance Companies |
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| Gerry McConaghy wrote: |
Hello Folks
Can anyone sugggest any companies that its worth going to for insurance
i'm with osbournes at the mmement , but i think they are tying it on.
Ive got full protected no claims and have been driving for over 20 yrs. Ive got a 93 3.1td lwb irmscher bighorn. ive had it fitted with a cat 2 immobiliser to keep them happy and now even with their £300 excess they are looking over £500 / year fully comp for me and the wife as the only named drivers.
I ve just told them that in order to occasionally reclaim mileage expenses from work i need covering for business use (class B) and they want to add on another 15%......taking me to over £600 / year. Not a happy bunny. Hi Gerry,
Having just purchased my bighorn, I ended up with "Adrian Flux near Kings Lynn, Norfolk. Basic premium was £315.00, £250.00 excess with a CAT 1 alarm / immobilliser, living in the Peterborough area. I hope this helps. Jocten
Does this sound excessive compaired to all you out there or am i just becoming paranoid.....
let me know of anyone you would try, use or recommend from personal experience
Ta
Gerry Mc |
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jocten
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| Posted: Sun Feb 22, 2004 21:51 Post subject: Re: Sensible Insurance Companies |
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| Gerry McConaghy wrote: |
Hello Folks
Can anyone sugggest any companies that its worth going to for insurance
i'm with osbournes at the mmement , but i think they are tying it on.
Ive got full protected no claims and have been driving for over 20 yrs. Ive got a 93 3.1td lwb irmscher bighorn. ive had it fitted with a cat 2 immobiliser to keep them happy and now even with their £300 excess they are looking over £500 / year fully comp for me and the wife as the only named drivers.
I ve just told them that in order to occasionally reclaim mileage expenses from work i need covering for business use (class B) and they want to add on another 15%......taking me to over £600 / year. Not a happy bunny.
Does this sound excessive compaired to all you out there or am i just becoming paranoid.....
let me know of anyone you would try, use or recommend from personal experience
Ta
Gerry Mc |
Hi Gerry,
Having just purchased my bighorn, I ended up with "Adrian Flux near Kings Lynn, Norfolk. Basic premium was £315.00, £250.00 excess with a CAT 1 alarm / immobilliser, living in the Peterborough area. I hope this helps. Jocten |
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billyloadsamud
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Joined: 15 Feb 2004
Posts: 28
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| Posted: Sun Feb 22, 2004 22:20 Post subject: |
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i use adrian flux also, seem to be cheaper than most, other to try is sureterm direct, they were nearest quote to a/flux
billy.
does seem dear , have uk 3.1td and only £278 pa with wife who is diabetic and increased premium, but full protected noclaims 
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mad for mud!!!nuts for ruts!!! |
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joeswan
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Joined: 29 Jan 2004
Posts: 39
Location: Aberdeen
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| Posted: Mon Feb 23, 2004 13:22 Post subject: |
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I am with Privelege at the moment, the price is around £300 with protected no claims etc, this is for a 2.8 Bighorn.
Also Norwich Union were only about £5 dearer.
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Joe |
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Paul Rainbow
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Joined: 19 Dec 2003
Posts: 549
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| Posted: Mon Feb 23, 2004 15:11 Post subject: |
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| My '89 LWB 2.8 is £138 PA with £200 excess fpr 10,000 miles PA fully comp through Firebond. Helps being over 40 (just....) & living in Kent. If I go over 10,000 miles, which I will very soon, I just get them to top it up to compensate. |
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Gerry McConaghy
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Joined: 13 Feb 2004
Posts: 18
Location: merseyside
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| Posted: Mon Feb 23, 2004 17:01 Post subject: Thanks |
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Thank you all.....i'll start phoning around.......the little voice in my head tells me i am being ripped off
Ta
Gerry Mc
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newbie -1st time 4x4 owner. just bought a japanese bighorn import |
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