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Julie S Newbie
Joined: 06 Mar 2009 Posts: 9 Location: Cheshire
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Posted: Fri Mar 06, 2009 12:31 Post subject: Prodrive and insurance |
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Ok - just bought my first ever Isuzu Rodeo complete with Prodrive Performance Pack. I see a small sticker inside the vehicle telling me I need to inform my insurers about this - does this mean my premiums will rocket It's hardly a racing car so I don't see why I need to tell them.... |
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Posted: Fri Mar 06, 2009 12:31 Post subject: Google Ads keep this community free to join! |
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TimBanham Lifetime member
Joined: 17 Oct 2006 Posts: 1258 Location: Newark, Nottinghamshire
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Posted: Fri Mar 06, 2009 13:10 Post subject: |
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Yes you do need to tell them otherwise it is not different to buying a higher spec vehicle and insuring a lower spec one.
Doesn't mean it will cause premiums to rocket tho _________________ 3.0TD LWB Citation |
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Julie S Newbie
Joined: 06 Mar 2009 Posts: 9 Location: Cheshire
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Posted: Fri Mar 06, 2009 13:14 Post subject: |
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Fair point - I have phoned them to tell them and they hadn't a clue what I was on about The girl I spoke to had never even heard of Prodrive |
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TimBanham Lifetime member
Joined: 17 Oct 2006 Posts: 1258 Location: Newark, Nottinghamshire
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Posted: Fri Mar 06, 2009 14:14 Post subject: |
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Just tell them it is a dealer fitted component and I doubt you will have any problems _________________ 3.0TD LWB Citation |
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Chris B Lifetime member
Joined: 17 Oct 2005 Posts: 3537 Location: Chorley, Lancashire
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Posted: Fri Mar 06, 2009 15:38 Post subject: |
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Is it an add on (ie Rodeo Denver) or standard fit (ie Rodeo Denver MAX LE)? The unit on mine is a standard item on the Denver MAX LE so there shouldnt be a need to inform the insurer... _________________ Isuzu Rodeo Denver Max LE | 265/65R18 BF Goodrich AT LTM No.60
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Julie S Newbie
Joined: 06 Mar 2009 Posts: 9 Location: Cheshire
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Posted: Fri Mar 06, 2009 15:57 Post subject: |
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I believe it's an add-on - it's a second hand vehicle and although it was sold as a Denver Max LE I suspect it started out as a Denver Max and then had all the bits added on. I found an order form inside the glove box which was for the Prodrive kit.... |
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Julie S Newbie
Joined: 06 Mar 2009 Posts: 9 Location: Cheshire
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Posted: Fri Mar 06, 2009 16:09 Post subject: |
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Actually - just done a bit or research - it must be an LE as it has all the 'goodies' that the LE should have - leather trim, 3.0l engine, hardtop etc. Still think the Prodrive was an add-on hence the sticker telling me to inform the insurer.... |
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revor *
Joined: 08 Oct 2007 Posts: 15 Location: manchester
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Posted: Sun Mar 08, 2009 19:48 Post subject: |
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If it is an LE the insurer will know from this the engine power and insure accordingly. I had the prodrive added to my denver and the premium went up 80quid. I did find getting insurance in the first place difficult as at the time was not using it for a trade I could not get commercial insurance and car insurers willing to insure the pickup were few and far between. I eventually got Privilege to insure me at a reasonable price. As I have now got a trade as a farmer I have managed to get it added to my farm insurance, they were not interested in the fact it had an engine management upgrade as they said it is only a pickup. |
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Julie S Newbie
Joined: 06 Mar 2009 Posts: 9 Location: Cheshire
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Posted: Mon Mar 09, 2009 6:54 Post subject: |
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Hi revor, I had a similar problem with getting insurance when I had my first mitsi BUT found the NFU to be really helpful and I have insured with them ever since and have all my farm insurance with them. I do not run my farm as a business but this doesn't seem to matter. I have told them about the Prodrive and have heard nothing more from them so am hoping that there will be no more to pay..... _________________ Rodeo Denver Max LE
Mitsubishi L200 Animal
Mitsubishi Shogun Warrior V6 |
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revor *
Joined: 08 Oct 2007 Posts: 15 Location: manchester
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Posted: Mon Mar 09, 2009 8:50 Post subject: |
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Next time your insurance is up try the CLA. It costs to join but even with the membership fee I saved over NFU who also wanted me to have individual policies for prctically everything. |
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Julie S Newbie
Joined: 06 Mar 2009 Posts: 9 Location: Cheshire
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Posted: Mon Mar 09, 2009 10:03 Post subject: |
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I'm already a CLA member might give them a try. Presumably they will insure all my trailers etc _________________ Rodeo Denver Max LE
Mitsubishi L200 Animal
Mitsubishi Shogun Warrior V6 |
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Julie S Newbie
Joined: 06 Mar 2009 Posts: 9 Location: Cheshire
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Posted: Mon Mar 09, 2009 22:49 Post subject: |
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Well - the NFU finally came back to tell me that my premium had gone up by £95 _________________ Rodeo Denver Max LE
Mitsubishi L200 Animal
Mitsubishi Shogun Warrior V6 |
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richard wilkinson *******
Joined: 11 May 2008 Posts: 2114 Location: staffordshire
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Posted: Mon Mar 09, 2009 23:18 Post subject: |
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Julie S wrote: |
Well - the NFU finally came back to tell me that my premium had gone up by £95 |
nfu are putting everything up horse insurance with them has become a joke and trailer insurance
try the club insurance or adrian flux _________________ isuzu 3.0 about to be a 3.1 it is now
vauxhall astra club 1.6 |
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Bigcolbee Lifetime member
Joined: 19 Aug 2007 Posts: 452 Location: Chorley
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Posted: Tue Mar 10, 2009 0:17 Post subject: |
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richard wilkinson wrote: |
Julie S wrote: |
Well - the NFU finally came back to tell me that my premium had gone up by £95 |
nfu are putting everything up horse insurance with them has become a joke and trailer insurance
try the club insurance or adrian flux |
Cutting the cost of horse insurance? _________________ LTM: 000136
Alright brain, you don't like me and i don't like you, so let's just do this thing and I'll go back to killing you with beer
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